Protecting much more than just your home

We’ll do the work, so you can enjoy your home, family and the things that are most important to you.

Best Luxury Home Insurance in Port Credit

KMI’s head office is located in beautiful Port Credit, in South Mississauga. Kris and Beata Kratiuk, the principals of KMI, have been long time residents of this neighbourhood, and have enjoyed providing comprehensive protection for Port Credit residents for many years.

Having access to the largest Canadian insurance companies specializing in the luxury home market, KMI is able to shop these markets on behalf of clients, have a solid understanding of which coverages are important.

As a truly independent brokerage, KMI is working in the best interest of its clients, and will only recommend a policy which will suit each client’s individual needs at a price that fits the budget.

The process is simple, click on the “Get a Quote” button and we’ll get to work on your behalf.

The KMI Elite Advantage

Best in Class Service – KMI Elite will only provide you with superior quotes from exclusive markets offering enhanced protection.
Fast Track Claims Settlements– Hassle-free and no stall tactics used by inferior claims adjusters. Contact within 24 hours of loss report.
YOUR Choice – Customers can choose to receive cash equivalent instead of replacement or repair, whichever applies, of contents with no deduction for depreciation.
Policy Deductible Waiving – Options for lower deductibles when Auto and Property claims are made under both policies, whereby the lower of the two deductibles is waived. Enhanced options for Property deductible to be waived where the loss exceeds $50,000.
Rebuild Option – Customers can choose to rebuild on the same site, or a different site, or receive the cash equivalent with no deductible for depreciation.
Water Tight Protection – Can provide full policy limits for water and sewer back up based on postal code.
Enhanced Limits – Jewelry Limit of $15,000 with no appraisal, enhanced limits for Cash, Securities, Fine Arts and Collectibles.
Wine and Liquor Collection Coverage – Ability to add coverage for Wine and Liquor Collections, which would otherwise be added to basic policy limits, resulting in huge gaps of coverage.

Why Choose Us?

KMI has access to the largest Canadian Insurance Companies who specialize in Luxury Homes.

Our Happy Customers

I was having a tough time getting a decent quote after my auto accident, but KMI was able to find me the right market to cover my auto and also insured my home with the same market, so I saved some money on both products. My old broker never asked about my home insurance so I was never able to get the same savings.

Joanna B.

My husband complained about how high our insurance premiums have been, so I shopped around this year. I found KMI online and saw that they were close by, so I gave them a try. We saved enough that I’m asking my husband to take me out for a nice dinner. I would definitely refer them.

Rita A.

I have driven by KMI’s office so many times on the way home from work on Hunrontario and so I decided to stop in get a quote. Sebastian and Beata worked on my quote and did an excellent job on getting me much better insurance at about the same price. I plan on getting a quote for my business insurance when my renewal comes up.

Adam K.

I contacted Beata about a quote for our new home we recently purchased in Mineola. I was not confident that Beata could beat the price I had received from my old Broker, but in the end she was able to get me better coverage and I saved a bundle on the price. I am happy I gave KMI a chance!

Huschem Z.

Beata and her staff helped us save hundreds of dollars on our home insurance. They were also very nice to deal with and treated us like we were their most important clients. Thanks KMI.